NEW 2022 FHA Loan Requirements (NEW And Complete Guide)

Here's everything you need to know about FHA loans!

Javier's channel: https://www.youtube.com/channel/UCnHjOLBTYCC1cbJNW6jVzhg

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✅ Step-By-Step Home Buying Timeline → https://www.winthehouseyoulove.com/#timeline
✅ Student Loan Savings Calculator → https://www.winthehouseyoulove.com/student

Loan limit lookup: https://entp.hud.gov/idapp/html/hicostlook.cfm
Approved condo list: https://entp.hud.gov/idapp/html/condlook.cfm

0:00 NEW 2022 FHA Loan Requirements (NEW And Complete Guide)
0:45 Highlights
3:10 What is FHA?
4:37 COVID Changes
6:27 Down Payment
8:53 Closing Cost
9:19 Proof of Funds
11:43 Fun Trivia
12:02 Credit Score
14:29 Credit Events
16:15 Credit Events: Public Filings
17:46 Today's Average Rates, where to look
17:56 Mortgage Insurance
21:18 Property Requirements
24:23 House Hacking
25:53 Property Condition
27:01 Appraisal Highlights
27:29 Example Homes1
28:12 Example Home 2
29:09 Loan Limits
30:31 Income and Employment
32:28 Affordability - Debt-to-income
34:56 Max Purchase Price Calculator
36:41 Student Loans
37:44 IDR Allowed
38:58 Manual Underwriting
41:11 Seller Credits
42:42 Special Requirements / Features
45:47 Refinancing
46:46 Success Rate & Seller Perception
47:52 Clip from Javier Vidana
48:53 How to Get One

Kyle Seagraves - NMLS 1701021
Only for educational usage. All calculations should be verified independently. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This is not an offer to lend and should not be used to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Read the full disclaimer here: https://www.winthehouseyoulove.com/disclaimer